Apply Now
Learn the simple steps to start your Skim Saraan Bercagar Bertempoh (SSBT) with Cagamas.
Turn Your Interest into an Application
Applying for SSBT is simple. Follow the steps below to begin your journey.
Stage 1: Pre-Application
1
Step
Get Information on SSBT and Eligibility Check
Reach out to Cagamas to learn about SSBT, check your eligibility, and understand key terms to assess how SSBT suits your financial goals.
2
Step
Submit Your Application
Complete and submit your application form with all required documents to Cagamas. Submit your application by hand or registered post to: Skim Saraan Bercagar Bertempoh (SSBT)Cagamas Berhad, Level 32, The Gardens North Tower, Lingkaran Syed Putra, Mid Valley City, 59200 Kuala Lumpur.
Stage 2: Post-Application
3
Step
SSBT Assessment and Approval
Cagamas will contact you during the assessment and approval process.
4
Step
Accept Letter of Offer (LO)
Sign your LO at the Cagamas office (Klang Valley) or at the solicitor’s premises (other areas).
5
Step
Sign Legal Documentation (LD)
Sign LD with the appointed solicitor.
6
Step
Receive Monthly Payouts
Receive lump sum, monthly payouts and annual account statement from Cagamas.
7
Step
Settlement or Foreclosure
Deal directly with Cagamas for settlement arrangement or foreclosure of your property.
